NightsBridge Pay 3D has many benefits for you and your guests, especially compared with using a card machine.
Here is a summary of the main benefits of NightsBridge Pay 3D.
- You do not need to meet with the guest face-to-face when using NightsBridge Pay 3D.
- You also do not need to collect and store guest documents, such as guest IDs, transaction slips, etc.
- This is because the cardholder and their card are verified via a one-time pin (OTP) or the cardholder's banking app.
- The cardholder and their card are verified via an OTP or via the cardholder's banking app.
- This means that transactions cannot be processed without the knowledge of the cardholder, which protects you from fraudulent transactions.
- There are certain circumstances where a guest can lodge a dispute or chargeback (e.g. acts of God, no-shows as a result of a death, etc.) but you will not get disputes or chargebacks for fraud reasons.
- Banks want as many transactions to be done via 3D Secure as possible.
- This is because it protects the banks against fraud too.
- In order to promote the use of 3D Secure transactions, banks offer lower card fees on certain 3D Secure domestic transactions (Visa and Mastercard).
You can read more about the extensive benefits of NightsBridge Pay here: What are the benefits of NightsBridge Pay?